
Current Position: Founder & CEO of IFEF (International Financial Education Foundation)
Education:
Bachelor's Degree: Dual major in Finance and Economics, Ludwig Maximilian University of Munich (LMU)
Doctorate: Financial Education and Behavioral Finance, Harvard University
Background and Traits:
Born into a family of entrepreneurs in Bonn with a longstanding tradition in commerce, he was educated from an early age in classical economic theory and empirical research. His deep understanding of capital structures stems from his experience in the family’s legacy business. After relocating to the U.S., he launched the "Financial Education Equality Program" at Harvard University and was the first to integrate AI models into K–12 financial education courses.
Through years of observing retail investor behavior, he identified the "knowledge gap" as the greatest source of inequality and risk. This insight led him to found IFEF with the mission to reshape public financial literacy using AI-powered systems.
Roles within IFEF:
Develops the strategic vision, framework, and overarching system logic; initiator of the AI model Alturyon X.
Reviews key partnerships and investment strategies; maintains "non-public collaborations" with academic institutions around the world.
Co-defines the system’s "decision-making logic" with Dr. Winkler; enforces strict standards for model explainability and risk control.